School Insurance

This addresses specific needs of schools and learning institutions. It provides a wide coverage classes of insurance such as:

Fire & Perils

This covers the school property – Buildings, swimming pool, furniture, fixtures, fittings, books, food stocks, lab equipment, students personal items and any other items against loss or damage occasioned by the following risks: Fire, lightning, floods, earthquakes, riots, malicious damage and explosions

Burglary

Cover for school property against loss or damage following forcible and violent entry / exit to the school premises.

All Risks

This provides cover for computers, printers, photocopiers, laptops, projectors, cameras, music equipment, lab electronic equipment and any other items that are portable.

Public Liability

This protects the school against legal liability following injury or property damage to third parties while in the school premises.

Directors & Officers Liability

Cover claims made against the Insured arising out of any Wrongful Act by the Insured in their capacities as Directors or Officers of the corporate entity. This cover is recommended for all private schools.

Work Injury Benefit Act (WIBA)

This protects the school in respect of injuries suffered by school staff in the course of duty.

Students Personal Accident

This covers students for medical expenses following an accident, while in school and during school trips/activities.

School Bus

This is a full comprehensive cover for the bus against accidental damage following collision or overturning, malicious damage, perils of nature e.g. floods, theft, riot, strike, civil commotion and third-party liabilities.